seabet login
seabet io
Since 2014，The price is mainly determined by the market、Requirements to better play the role of the government，Shandong Provincial Development and Reform Commission took the lead in developing vegetables、Target price insurance for specialty agricultural products such as pigs，Helping farmers avoid market price risks。As of now，The total insured vegetable area is nearly 10 million acres、More than 800,000 pigs，The total premium exceeds 1.2 billion yuan (including more than 700 million yuan in provincial subsidies)，Total compensation is about 17.500 million yuan，Provide insured farmers with a protection amount of nearly 20 billion yuan。
Insured area of target price insurance for Shandong specialty agricultural products、Guarantee level、The intensity of financial subsidies ranks first in the country，Received by the National Development and Reform Commission、Ministry of Finance、The China Banking and Insurance Regulatory Commission’s great concern and the full recognition of all sectors of society。July this year，The Ministry of Finance has decided to carry out pilot projects for insurance rewards and subsidies for agricultural products with local advantages and characteristics in 10 provinces，As the only eastern province shortlisted，The central government will subsidize 25% of premiums for related insurance products in Shandong。
“Since the launch of target price insurance for specialty seabet casino reviewagricultural products，The role of ‘covering the bottom line’ in benefiting farmers has been fully demonstrated，The stability of the government has initially formed、Insurance Market、A ‘three-win’ situation where farmers get benefits。" Pan Haoliang, deputy director of the Shandong Provincial Development and Reform Commission, told the China Economic Herald reporter，This work not only plays a role in ensuring supply and stabilizing prices，It also promoted agricultural brand building and targeted poverty alleviation in some areas，Injecting new momentum into creating a “Qilu Model” for rural revitalization。
seabet sports betting
Shandong pilot specialty agricultural product target price insurance so far，The overall framework is based on "keeping the basics、Guaranteed price、The goal is to ensure supply，With "government guidance、Market Operation、Voluntary participation、Coordinated advancement” is the principle，Farmers voluntarily participate in insurance，The government provides certain premium subsidies，When the average production price of insured varieties during the insurance period is lower than the target price，The insurance institution will pay corresponding compensation in accordance with the insurance contract。According to Li Dongfang, Director of the Price Management Division of the Shandong Provincial Development and Reform Commission，As of this year，Shandong has garlic、Garlic sprouts、Green onions、Potato、Chinese cabbage、Chili、Ginger、Eight species including pigs are included in the scope of provincial financial insurance premium subsidies。
“This is a useful exploration of the market-oriented reform of the agricultural product price formation mechanism，It is an organic combination of giving full play to the decisive role of the market and better exerting the regulatory role of the government。”In Pan Haoliang’s view，The policy advantages of Shandong target price insurance are very prominent: first，Facilitate risk diversification and transfer。This insurance is implemented within a certain area，Convert uninsurable market risk into insurable risk，Transfer the price risk faced by farmers to insurance companies，Insurance companies transfer risks through reinsurance or hedging。Secondly，Easy for farmers to accept and understand。The insurance subject is the average price of land during a specific monitoring period，Both the insurer and the policyholder can be clearly informed，Farmers can understand it at a glance。Last，Convenient for government subsidies and management。This insurance premium subsidy belongs to the WTO “Green Box” policy，It is low cost、High-performance risk management tools。Last，Convenient for insurance companies to determine losses and pay compensation。According to insurance contract，After the insurance accident，Insurance companies implement the same compensation standards for all insured persons，Effectively improve the efficiency of claims settlement。
Target price insurance launched in Shandong，To farmers、The “protection” and “protection” functions of agriculture have been fully demonstrated。For example, Jinxiang garlic，Since launching target price insurance，The garlic planting area in Jinxiang has basically stabilized at around 600,000 acres，Can provide the market with 800,000 tons of high-quality garlic every year。This work has seabet clubalso been widely praised，More than 40 media including Xinhua News Agency have reported more than 130 times。
"The results are much more than that。" Pan Haoliang said，Target price insurance can also guide production reasonably、Circulation and consumption，Further improve the price formation mechanism of seabet casino reviewagricultural products，Powerfully promote agricultural efficiency、Increase farmers’ income。On the one hand，Target price insurance is a "barometer" of stable production prices，The target price plays a guiding role in the market price positioning of relevant agricultural products，Garlic from insured areas、Chinese cabbage、The price fluctuations of potatoes and other varieties have become significantly smaller。On the other hand，Target price insurance is a "stabilizer" for farmers to increase production and income，When the market price is higher than the target price，Farmers’ income is guaranteed；If the market price is lower than the target price, farmers’ reproduction ability is guaranteed，Farmers dare to plant、Want to plant，Guaranteed market supply。Also，It is also an "amplifier" to promote the role of finance in supporting agriculture，Farmers have increasing confidence in agricultural insurance、Increasing demand for insurance products，Insurance institutions are also increasingly motivated to expand the market。
Exploring innovation, “Shandong characteristics” show the charm
Shanghe County, Jinan City is a major garlic planting county，In 2018, we applied for the first time to carry out target price insurance for garlic sprouts，A total of 9 garlic sprouts target price insurance coverage areas completed.360,000 acres。Damaged due to rain，Garlic sprout yellow spot is serious in 2018，Shandong garlic sprouts、Garlic prices have plummeted，Provincial garlic、Garlic sprouts compensation amount exceeds 800 million yuan，Shanghe County received compensation of 57.23 million yuan。“The compensation will be paid in time，Effectively protects farmers’ interests and reproduction capabilities，Ensure target price insurance truly benefits farmers。"Wang Haiming, the second-level inspector of Shandong Provincial Development and Reform Commission, thinks，The effect of target price insurance has been demonstrated and has distinctive Shandong characteristics。
——Scientific design of insurance mechanism。Shandong sets the vegetable insurance period as the centralized listing period，The target price refers to the average production price (field purchase price) of the previous three years and takes into account cost changes、Reasonable income and other factors determined，Clearly use the average production price during the insurance period monitored and released by the price authority as the basis for claims。When the production price of insured agricultural products is lower than the target price，Part of the price drop will be compensated to farmers by the insurance agency。
——Reasonably determine the level of protection。Shandong Clear，The maximum compensation amount is the direct materialized cost，And in cost survey、The basic protection level of insured varieties is determined based on careful calculation。Vegetable insurance rate is unified at 7%，Spring potato insurance amount 1,200 yuan/acre，Chinese cabbage insurance amount 900 yuan/acre，Garlic sprouts insured amount 1,200 yuan/mu，Chili pepper 1,500 yuan/acre。Specific insurance terms，It is agreed in the contract between the insurance agency and the farmer。
seabet betting platform——Actively implement premium subsidies。Shandong implements "the government supplements a little bit"、Farmers get a little” premium subsidy policy，The farmers’ self-payment shall be collected from the farmers by the insurance agency，Government subsidies are included in the fiscal budget，60% is borne by the provincial, municipal and county finances，Provincial level bears 35%~45%，The city and county levels determine the proportion of their own responsibility。In order to maximize the guiding role of provincial fiscal funds，Second half of 2018，Shandong adjusts provincial fund subsidy policy，With "total control、Release to cities and counties using “cut into pieces” method，Cities and counties can increase subsidies，Meet the insurance needs of farmers at different levels to the greatest extent。
Wang Haiming thinks，Shandong’s experience in carrying out target price insurance work，It can be summarized from at least the following three aspects。Second，"Government involvement、Organizational promotion”，Construction including development and reform、Finance、Agriculture and other departments、Multi-level vegetable target price insurance management system，Working with insurance agencies to form a "government-enterprise co-insurance" model。Second，"Select the best varieties、Stable price”，Confirmed high demand、Various field vegetables or large-scale planting varieties with sharp price fluctuations are used as insured varieties，The guaranteed areas are mostly vegetable producing areas。Last，"Regional co-insurance、Healthy competition”，Adopt a multi-entity competition model to select insurance institutions，Use a unified insurance plan to insure policyholders in the region，And establish relevant supervision mechanisms and competition mechanisms。
Comprehensive policies to fully serve rural revitalization
“Target price insurance for specialty agricultural products covers a wide range、Great influence，Only by insisting on taking multiple measures、Overall arrangements，In order to effectively ensure the continued smooth development of this work，Thus vigorously promoting the healthy development of agricultural production and the smooth implementation of the rural revitalization strategy。" Pan Haoliang emphasized，Shandong Provincial Development and Reform Commission will based on the practice in the past five years，Further increase efforts，Innovatively establish the “three-three mechanism”，Promote target price insurance work to a new level。
——Three "perfections"，Scientifically optimized insurance plan。Further improve the top-level design of insurance solutions，According to stable production area、Stabilize price、Principles of stable brand，Coordinate and reasonably determine the subsidy area、Variety and area are adjusted dynamically and appropriately；Further improve the target price establishment mechanism，Consider the cost、Market supply and demand、Government financial burden、The target price is determined by factors such as farmers’ affordability and inflation rate，To ensure that farmers do not lose money in growing agricultural products and maintain continuous enthusiasm for participating in insurance；Further improve the information collection and release system，Establish and improve township (town) monitoring、County summary、City review、Provincially approved price data submission seabet myreview system，Provide timely support for the decision-making process、Accurate、Effective data support。
——Three "establishments"，Improving the risk dispersion mechanism。Establish a joint coordination and supervision mechanism，Promoted by government organizations、Insurance Company Operations、Farmers actively participate，Everyone is responsible、Reasonable advancement，Ensure the implementation of policies that benefit farmers；Establish and improve the reinsurance service mechanism，Exploring risk diversification models，Make full use of existing domestic and foreign reinsurance mechanisms，Promote the establishment of specialized policy reinsurance companies，Providing reinsurance services；Establishing a catastrophe risk fund，Promote the establishment of risk funds at the provincial level，Support target price insurance for specialty agricultural products。
——Three "implements"，Improve the ability level of Huinong。Implement insurance policies that support modern financial innovation，Encourage insurance institutions to carry out commercial agricultural product target price insurance，Exploring and developing the “insurance + futures” protection model，Accelerate the formation of a work pattern that combines government regulation and commercial insurance，At the same time, incorporate target price insurance into the rural financial system；Implement insurance policies to support the development of modern agriculture，Gradually increase the varieties of target price insurance，Exploring the establishment of guaranteed direct materialized costs、Full cost、Reasonable income、Higher income and other protection modes，Improve the depth and breadth of coverage；Implement insurance policies that support the implementation of national strategies，Construction of a comprehensive experimental area combining old and new kinetic energy conversion、Poverty alleviation and rural revitalization strategy，Promote the extension of target price insurance to different fields，Serving "one county, one product" characteristic agricultural insurance。
“The eighth meeting of the Central Committee for Comprehensive Deepening Reforms held on May 29 emphasized that，Agricultural insurance is an important means of diversifying agricultural production and operation risks，To promote the development of modern agriculture、Guaranteeing farmers’ income plays an important role。" Pan Haoliang said，Shandong Provincial Development and Reform Commission will follow the "government guidance、Market Operation、Voluntary、The principle of coordinated advancement，The strategic goal of building a comprehensive experimental zone for the conversion of old and new kinetic energy and creating a "Qilu Model" for rural revitalization，Based on function、Take responsibility，Further improve the level of protection、Expand service areas、Optimize operating mechanism，Promote the high-quality development of target price insurance for specialty agricultural products。
Source: China Economic Herald
